yeah the 20th is coming and will find out if we are doing a FET, right now what would stop us is the cost since we are out of pocket, I am so hoping that my credit is enough to cover this cycle. If we can't afford it don't know when we would be able to do a FET cycle because if its after oct 31st that means going through the hsg again, but I am hoping the saline sono I had in July would count as testing so then its just coming up with money for a FET I might ask my mom to pay for it since the 20th is our anniversary, give that to us as a present. I was going to ask for a pc laptop since there are certifications and classes both hubby and I want to take and you can't use a mac.